Commercial Contractor Package - Wisconsin 2025

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Wisconsin doesnt explicitly offer a general contractor license. Instead, it requires contractors performing the typical duties of a GC to carry a Dwelling Contractor License. In order to get a Dwelling Contractor License, you must first acquire a Dwelling Contractor Qualifier License.
General Liability Insurance WI requires a general liability policy covering at least $250,000 per occurrence due to 3rd-party bodily injury or property damage, or the company must have a surety bond in place.
Individuals who typically must be bonded include union officers (both elected and non-elected), employees such as business agents, trustees, key administrative and professional staff, and clerical personnel.
The Wisconsin Department of Safety and Professional Services requires state level licensing for individuals who perform electrical, elevator, HVAC, utility, or dwelling contractor work. Wisconsin only requires state level bonding for individuals who perform dwelling contractor work.
Some states require a contractor be bonded before obtaining a license. Without being bonded however, suing them in the event of an issue, could be a moot point as they have no guarantee they can pay which is what a bond would do.
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Licensing Requirements for General Contractors in Wisconsin Scope of License: It is required for any general contractor working on construction, alteration, or improvement projects on residential, commercial, or public works that exceed $1,000 in total value.
Contractors packages are specifically tailored to provide necessary coverage for your business. This typically provides blanket additional insured, aggregate per project, installation floater, builders risk, and other specialized coverage for contractors.
Most contractors charge a percentage of the total construction costs, ranging from 10% to 20%. If a contractor charges by hour, expect to pay between $50 and $150 per hour. Subcontractor hiring, material costs, and project scope will impact price.

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