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Any title with a lien (loan) listed on or after July 30, 2012, is sent to the lien holder. Lien holders may receive titles in a paper or electronic format. Owners of vehicles receive a Confirmation of Ownership​ and will receive the actual title when all liens are paid off.
Use form 9400-623 if you are primary owner on record and you want to add or remove an owner to the certificate of title or if you want to add a lien (i.e. to request a lien notation). Form 9400-193.
On July 30, 2012, Wisconsin joined other states in becoming a title to lien holder (lender) state. This means that any title with a lien (loan) listed on or after July 30, 2012, will be sent to the lien holder rather than the owner.
A lien is a claim on property to ensure payment of a debt. When you borrow money to purchase a car, the lender files a lien on the vehicle with the state to insure that if the loan defaults, the lender can take the car. When the debt is fully repaid, a release of the lien is provided by the lender.
On July 30, 2012, Wisconsin joined other states in becoming a title to lien holder (lender) state. This means that any title with a lien (loan) listed on or after July 30, 2012, will be sent to the lien holder rather than the owner.
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​You may bring the application and lien release to any DMV customer service center offering title and registration services for immediate processing. There is a $5 counter service fee for processing done at the DMV customer service center.
​You may bring the application and lien release to any DMV customer service center offering title and registration services for immediate processing. There is a $5 counter service fee for processing done at the DMV customer service center.
What states are title-holding states? AlabamaIllinoisNevadaCaliforniaKansasNew MexicoColoradoLouisianaNorth CarolinaConnecticutMaineNorth DakotaDelawareMassachusettsOhio6 more rows Jul 22, 2022
To confirm whether there is a lien on any Wisconsin titled vehicle, use the lien holder search application. The lien information displayed is from the official WisDOT vehicle record.
If there is a lien listed on the title, provide the buyer with a lien release document from your lien holder; the buyer will need both documents to get a title. Remove the license plates from the vehicle. You may transfer them to another vehicle you own.

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