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What does workers comp cover in TN?

Tennessee workers compensation helps protect your business and employees by paying for: Medical bills resulting from a work-related injury or illness. In Tennessee, you must give your workers a choice of physicians in the local area. Lost wages if injured employees need time off work to recover.

What is non work related?

Non work related injury or illness (NWRI) is one example of an unforeseen circumstance that may require support for staff to manage their health while remaining at, or returning to work. This can result in periods of planned, unplanned leave and in some cases temporary incapacity.

What are the most common claims for worker compensation?

7 Common Workers Compensation Claim Injuries Lacerations. Deep cuts or tears in skin or flesh. Sprains and strains. Sprains are stretched or torn ligaments, while strains are stretched or torn muscles and tendons. Contusions. Burns. Eye Injuries. Fractures. Cumulative or Continuous Trauma.

Which of the following claims would not be covered under workers compensation insurance?

Intentional acts: When a worker intentionally causes their workplace injuries or illnesses, they are not covered under a workers comp insurance policy. Illegal activities: Employee injuries due to illegal activities at the worksite are not covered by an organizations workers compensation insurance policy.

Which of the following types of workers are generally not covered by workers compensation?

The main categories of workers that are not covered by traditional workers compensation are business owners, volunteers, independent contractors, federal employees, railroad employees, and longshoremen.

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