Statutory warranty deed 2025

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No, a warranty deed does not prove ownership. A title search is the best way to prove that a grantor rightfully owns a property. The warranty deed is a legal document that offers the buyer protection. In other words, the property title and warranty deed work in tandem together.
Deed or official record: Original deed, warranty deed or deed of trust to the property. A utility bill dated between April 2022 and present, must also be included. Mortgage documentation: Mortgage statement, mortgage promissory note or the closing disclosure form.
In reality, a warranty deed does not directly prove ownership but guarantees that the property is free of liens and that the seller has the legal right to sell the property. This guarantee provides a significant level of protection for the buyer, facilitating a smooth and secure transfer of property ownership.
Page reading time: 1 minute. A guarantee required under law that says traders and manufacturers must ensure their products are suitable for the purpose for which they are supplied. Calculator disclaimers and assumptions can be found under each calculator.
A statutory warranty deed is different from a warranty deed because it is a shorter form made available through your states statutes and it may not outright list the promise that the title is guaranteed to be clear. Instead, because it is a statutory form, this guarantee is implied and is still legally enforceable.

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House Deed, Defined When you purchase a home, youll receive the property deed a legal document that provides a description of the property and declares your ownership, or title, over it. Both the grantor and grantee are responsible for signing the document toward the end of the closing process.

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