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Release of Mortgage - Individual - Utah 2025

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The document is a Full Reconveyance, which serves to release a mortgage on a property in Utah. It certifies that the mortgage obligation has been fully paid and outlines the procedures followed by the title insurer or agent, including notification to the mortgagee about the intent to release the mortgage. The document includes provisions for acknowledgment by a notary public.

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What happens when a mortgage is released?

A release of mortgage, commonly known as a discharge of mortgage, is a legal document issued by the lender acknowledging that the mortgage debt is settled. It effectively releases the property from the lien, allowing homeowners clear ownership.

Does a release need to be a deed?

RELEASE OF SECURITY A release of a legal mortgage over land (or an interest in land) must be a deed. Technically, a release of any security other than a legal mortgage over land (or an interest in land) does not need to be a deed so long as there is consideration for the release.

Is a release of a mortgage the same as a deed?

Utah is known as a Trust Deed and Promissory Note state. There are references to a foreclosure being allowed under the law, typically in a Contract for Deed transaction but this is certainly not the standard.

How do I get a mortgage release?

Home, Building, or Land: Required Documents for Obtaining a Lien Release Recorded Mortgage or Deed of Trust. A recorded copy of the mortgage or deed of trust document for which you are requesting a release. Recorded Assignments. Title Search, Title Commitment, or Attorneys Title Opinion. Proof of Payment.

What is another name for a mortgage deed?

Trust Deed or Deed of Trust It is the functional equivalent of a mortgage. A trust deed is a three-party security instrument conveying title to land as security for the performance of an obligation. Like a mortgage, a trust deed makes a piece of real property security (collateral) for a loan.

What is the statute of a quitclaim deed in Utah?

A quitclaim deed when executed as required by law shall have the effect of a conveyance of all right, title, interest, and estate of the grantor in and to the premises therein described and all rights, privileges, and appurtenances thereunto belonging, at the date of the conveyance.

Is release of mortgage the same as deed?

Yes. You may also see a deed of release called a deed of reconveyance, a full reconveyance form, or a satisfaction of mortgage document. These all just mean that youve paid off the mortgage and own your property.

Release of Mortgage - Individual - Utah 2025

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