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What is the difference between a loan and a credit facility?

Traditional loans award funds to the borrower upfront; the borrower is then assessed an amortization schedule of payments to return the principal and interest charges back to the lender. A credit facility is more flexible, as the agreement allows a borrower to take on debt only when it needs.

What are the features of accordion?

accordion, Portable musical instrument that uses a hand-pumped bellows and two keyboards to sound free reeds, small metal tongues that vibrate when air flows past them. The keyboards on either side of the bellows effectively resemble individual reed organs. The right-hand keyboard plays the treble line or lines.

What is uncommitted accordion?

Uncommitted Accordion Facility means any term loan or revolving credit facility made available under this Agreement pursuant to clause 2.3 (Uncommitted Accordion Facility Commitments).

What are 3 examples of credit?

Credit accounts come in many forms: credit cards, mortgages, auto loans, and student loans, to name a few.

Is credit agreement same as loan agreement?

Also known as a loan agreement. The main transaction document for a loan financing between one or more lenders and a borrower.

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