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Who files a reconveyance deed?

A deed of reconveyance is issued to borrowers once a mortgage loan has been paid in full. The document is created by the lender, is docHubd, includes a legal description of the property, and is recorded in the county where the property is located.

What does reconveyance of deed of trust mean?

A deed of reconveyance indicates that youve fully paid off your mortgage on your home, representing the transfer of ownership from your mortgage lender to you. Over the time you repaid your mortgage, you legally owned the property, but the lender held the mortgage lien, or claim, to it.

Is reconveyance the same as deed of trust?

A Deed of Reconveyance is documentation that the debt secured by a Deed of Trust (a document that allows a third-party to hold the title to a property until it is completely paid for) has been fully paid.

What is a reconveyance form?

What Is A Deed Of Reconveyance? A deed of reconveyance is a legal document that indicates the transfer of a propertys title from lender to borrower. The deed of reconveyance is typically issued after the borrower has paid off their mortgage in full. Some states do not use mortgages but use deeds of trust.