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What is the difference between a deed and a deed of trust in Texas?

Both a warranty deed and deed of trust are used to transfer the title of a property from one person to another. However, the difference between these two contracts is who is protected. As you now know, a deed of trust protects the beneficiary (lender). A warranty deed, on the other hand, protects the property owner.

How does a warranty deed work in Texas?

The most common type of deed used in Texas is a general warranty deed. This type of deed guarantees the title comes without any liens, easements, or other title problems. A general warranty deed also assures the buyer that there will be no issues with the title.

How do I prove I own my house?

To officially prove ownership of a property, you will require Official Copies of the register and title plan; these are what people commonly refer to as title deeds because they are the irrefutable proof of ownership of a property.

Does Texas use mortgages or deeds of trust?

Texas is one of the few states that is a deed of trust state. While many people take out a mortgage to purchase real estate, which is a loan borrowed from a bank to finance the purchase of a home, in most states, there are only two parties named on this legal document the lender (bank) and the borrower (homeowner).

What is the difference between a special warranty deed and a general warranty deed in Texas?

A special warranty deed is more limited than a general warranty deed, and it only warrants that title is free and clear from other claims during the time period of the grantors ownership. It does not offer any protection for claims arising prior to the grantors ownership.

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