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In Illinois, workers compensation settlements typically provide you with up to two-thirds of the average weekly income that you earned before your injury. The calculation is as follows: Keep in mind that this calculation assumes youre working for the same employer on a full-time basis.
Who pays for workers compensation in Illinois?
By law, the employer is responsible for the cost of workers compensation benefits. Most employers buy workers compensation insurance, and the insurance company pays the benefits on the employers behalf. No part of the workers compensation insurance premium or benefit can be charged to the employee.
How does worker compensation work in Illinois?
If you have been hurt at work, the Illinois Workers Compensation Act requires your employer to pay for your medical treatment, lost wages, retraining if you cannot return to your former job, and compensation for a permanent disability.
What is the waiting period in Illinois workers compensation?
There is a three workday waiting period for workers compensation in Illinois. This means hurt or sick employees get benefits on the fourth day if theyre still hurt or sick.
Who is exempt from workers compensation in Illinois?
There is a twist, though, in Section 3 of the Act. It provides that employees who engage in extra hazardous * occupations must be covered under the law--but then subsections 3(17) and 3(20) allow sole proprietors, corporate officers, business partners, and members of limited liability companies to opt out.
Workers compensation is a no-fault system of benefits paid by employers to workers who experience work-related injuries or diseases. The Illinois Workers Compensation Commission resolves disputes between employees and employers regarding work-related injuries and illnesses.
What does it mean that Illinois is a no-fault state?
In contrast, a no-fault insurance system means injured parties file car accident claims with their own insurers, regardless of who was at fault. Of course, that doesnt mean money is paid out of your own pocket in Illinois.
Related links
Illinois Workers Compensation Guide | Center for Healthy Work
This guide is to help workers, and their allies, navigate the Illinois workers compensation system when they are injured or become ill on the job.
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