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Answer: The creditors matrix is a list of the creditors in your case. It must be filed in the proper format so that it can be used by the courts automated noticing system.
The creditor matrix is the list of creditors and their addresses that everyone has to provide to the Court when filing bankruptcy. The Verification of Creditor Matrix is basically the signature page that goes with it.
After you finish creating your creditor matrix, sign the Verification of Creditor Matrix. The Verification tells the court that your list of creditors is true and complete to the best of your knowledge.
The mailing list/matrix is a list of the names and addresses of creditors and parties in interest in a bankruptcy case. This information is used for noticing and also for claims information when applicable.
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