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What do insurance underwriters do?

Insurance underwriters use computer software programs to determine whether an applicant should be approved. Insurance underwriters decide whether to provide insurance, and under what terms. They evaluate insurance applications and determine coverage amounts and premiums.

What is environmental underwriting?

ENVIRONMENTAL UNDERWRITING SOLUTIONS (EUS) reviews and provides advice to firms that have environmental exposures and environmental operations. EUS works as a team to make recommendations and then proceed to the application and quoting stage.

What is environmental professional liability insurance?

Environmental Professional Liability Insurance is designed to cover a wide variety of professionals from consultants to contractors for errors and omission claims resulting from pollution conditions.

What type of pollution is covered under a homeowners policy?

any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals, and waste. Waste includes materials to be recycled, reconditioned or reclaimed.

What is a potential problem with environmental insurance coverage?

One particular concern for environmental insurance underwriters is risks associated with the emerging chemical, perfluoroalkyl and polyfluoroalkyl substances (PFAS), known as the forever chemical. Some insurers have pulled back coverage for PFAS and many are automatically including broad exclusions for clean-up

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