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When a loan defaults, it is sent to a debt collection agency whose job is to contact the borrower and receive the unpaid funds. Defaulting will drastically reduce your credit score, impact your ability to receive future credit, and can lead to the seizure of personal property.
To get a judgment by default, you must serve the other party with the Summons and the Complaint/Petition, file proof of service with the court, and then wait at least 21 days (30 days if the other party was served outside Utah).
Usually, the plaintiff files a motion for default judgment if the defendant doesnt respond or fails to attend a hearing. The plaintiff has to provide an affidavit of the material facts, proof the defendant was served, and proof of damages.
A default divorce is one where a divorce judgment is entered on the other partys failure to file an answer to the divorce petition. In this situation, the spouse seeking a divorce files a petition for divorce against the other spouse.
Procedure The plaintiff lodges a written request for default judgment if the defendant fails to file a notice of intention to defend within ten days. The request must be in duplicate. Original summons, sheriffs return of service and documents on which cause of action is based, (if applicable) must accompany the request.
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An uncontested divorce in Utah requires an average of 3 months to complete. A contentious divorce, on the other hand, might take 9 months or longer, depending on the complexity of marital assets.
To get a judgment by default, you must serve the other party with the Summons and the Complaint/Petition, file proof of service with the court, and then wait at least 21 days (30 days if the other party was served outside Utah).
If there is no response by the deadline provided on the divorce petition, the court will grant a default divorce, which will exclude your spouse from the proceedings entirely. This means he or she will not have their day in court and will not be able to share his or her side of the story.
A judgment remains on your credit record for 5 years or until it is paid in full or a rescission is granted by the courts. Although not always the case, in general a consumer is listed as defaulting before a credit provider applies for a judgment.
If there is no response by the deadline provided on the divorce petition, the court will grant a default divorce, which will exclude your spouse from the proceedings entirely. This means he or she will not have their day in court and will not be able to share his or her side of the story.

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