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How does Chapter 13 work in Kentucky?

Kentucky Chapter 13 Bankruptcy Information Under a chapter 13 bankruptcy, a debtor proposes a 3-5 year repayment plan to the creditors offering to pay off all or part of the debts from the debtors future income.

How does Chapter 13 work in KY?

When you file Chapter 13, you agree to a debt repayment plan (or a reorganization plan) that usually involves a partial reduction in your unsecured debt, reduced interest rates on your secured debt, and extended payment terms. This can give you the time you need to recover financially during your bankruptcy filing.

What is the average Chapter 13 monthly payment?

A Chapter 13 petition for bankruptcy will likely necessitate a $500 to $600 monthly payment, especially for debtors paying at least one automobile through the payment plan. However, since the bankruptcy court will consider a large number of factors, this estimate could vary greatly.