Workers Compensation Endorsement to Guaranty Contract - Oregon 2026

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  1. Click ‘Get Form’ to open the Workers Compensation Endorsement to Guaranty Contract - Oregon in our editor.
  2. Begin by entering the name of the insurer and the address where policy or coverage information is available. This ensures that all parties are correctly identified.
  3. Fill in the date of issue and policy number, along with the FEIN and BIN or WCD number. These details are crucial for tracking and referencing your coverage.
  4. Input the employer’s current legal name. If there has been a change, provide the former legal name and effective date of change.
  5. List any partners who have been added or deleted from the partnership, ensuring accurate representation of all involved parties.
  6. Update any changes to the principal mailing address and principal place of business address as necessary.
  7. Indicate any assumed business names that have been added or deleted, which helps maintain clarity in business operations.
  8. Select 'Yes' or 'No' for non-subject worker election of coverage, and note any other changes that may apply.
  9. Finally, ensure that an insurer representative signs and dates the document, including their contact name and phone number for follow-up.

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You do not have to provide workers compensation coverage to independent contractors, though you may choose to do so.
According to Oregon workers comp rules, employees have up to ninety days after an accident to report an injury. The employer then has five days to file a claim with their insurance company. If approved, the worker gets financial support based on their weekly earnings.
(1) Except as provided in ORS 742.544, every authorized motor vehicle liability insurer whose insured is or would be held legally liable for damages for injuries sustained in a motor vehicle accident by a person for whom personal injury protection benefits have been furnished by another such insurer, or for whom
A voluntary compensation endorsement enables an employer to extend the benefits provided by the workers compensation act to employees who may not be entitled to benefits under the terms of the act, such as executive officers, partners, sole proprietors, farm workers, domestic employees, volunteers or employees
Texas Labor Code Annotated 401.001 et. seq. Texas is the only state that does not require employers to get workers comp insurance.

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Exception: Employers are not required to report hours or pay WBF assessment for volunteer employees, even if they are covered by the employers workers compensation insurance policy. A volunteer employee is defined as a person who does not receive money for services rendered or receives only nonmonetary compensation.
Oregon requires almost all employers to carry workers compensation insurance for their employees. If you employ workers in Oregon, you probably need workers compensation coverage.

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