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How do you qualify for comp?

Typically, there are four basic eligibility requirements for workers comp benefits: You must be an employee. Your employer must carry workers comp insurance. You must have a work-related injury or illness. You must meet your states deadlines for reporting the injury and filing a workers comp claim.

How does workers comp work in WV?

Workers compensation insurance in WV helps pay medical costs for employees that become hurt or sick as a result of their job. It can also help replace some of your employees missed wages or provide disability payments if theyre unable to return to work.

Is West Virginia an NCCI state?

NCCI is the Residual Market Plan Administrator for West Virginia.

How long can you draw workers comp in WV?

Temporary Disability Payments Temporary disability benefits are paid until the employee is able to return to work or docHubes maximum medical improvement--the point at which the condition is not likely to improve any further. However, temporary disability benefits cannot be paid for more than 104 weeks (two years).

Is West Virginia an NCCI state?

NCCI is the Residual Market Plan Administrator for West Virginia.

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Does Workers Comp follow you around?

When Do Workers Comp Investigators Follow You? Any time after you file a claim, an investigator may follow you or investigate you. Youre more likely to be placed under investigation if you have a large claim, have filed claims before or if the insurance company has any reason to be concerned about fraud.

Does West Virginia require workers compensation insurance?

All West Virginia employers are statutorily required to maintain workers compensation insurance coverage. Visit the West Virginia Offices of the Insurance Commissioner Employer Coverage Unit online to file workers compensation.

How long do you have to file a workers comp claim in WV?

Claims Must Be Filed Within Six Months. West Virginia requires injured workers to file an application for benefits within six months of the date of injury. Do not allow yourself or your loved one to miss out on valuable financial help to replace lost wages, cover medical expenses, and more.

What does it mean when a state is monopolistic?

What Is a Monopolistic State? Every state can have different workers compensation (WC) requirements. Monopolistic states require employers to purchase state fund workers comp coverage. In these states, buying workers compensation from private insurers is not allowed.

Is West Virginia a monopolistic state for workers compensation?

Nevada and West Virginia were monopolistic states in the past but have switched to a competitive market system. Nevada opened its workers compensation market to private insurers in 1999. West Virginia followed in 2008.

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Does Workers Comp follow you around?

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Is West Virginia a monopolistic state for workers compensation?

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