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Here are some potential workarounds that could help your application along, even if you have bad credit. Consider a cosigner. Offer to pay more upfront. Narrow your search to landlords who wont pull your credit. Lower your expectations. Consider moving into an apartment with an established lease.
If your application is not filled out completely, or if there is missing information, it could cause your application to be denied. Having a poor rental history, or no rental history at all, can be another reason.
The amount of rent and how it is to be paid. Details of any other payments for services e.g. for heating or internet. A statement on the basic rights and duties of landlords and tenants. An inventory of furnishings and appliances supplied by the landlord.
Solid References Most rental applications require at least three references. These references should come from people who know you well, and can attest to you being a solid tenant for the landlord. Most applications want to see previous or current landlords, as well as employers to vouch for your behavior.
Top Tenant Screening Questions What date would you like to move in? Do you have pets? How long have you lived in your current home? Why are you moving? How many people will be living in the unit? How many people living with you smoke? What is your monthly income? Have you ever been convicted of a relevant crime?
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Screening may include credit checks, work and landlord references, personal references, questions about the number of people who will live in the unit, criminal background checks, including the sex offender registry, home visits, and interviews.
Once you begin the rental applications process, here are a few factors to consider as a landlord: Credit Score. Background and Eviction Checks. Employment History. Current Income. Landlord References. Reason for Leaving Previous Residence. Tenant Demeanor. Lifestyle Choices.
Since most credit checks for renting are considered soft checks, they wont negatively impact your credit score. The FICO credit-scoring model, one of the most popular credit scores, ignores inquiries made within 30 days of scoring.
A conditional approval happens when a lender is otherwise satisfied with your loan application, but requires you to meet certain criteria before you can be fully approved.
Proof of Employment and Earnings Recent payslips for the last three-six months; A current employment contract; A letter from your employer confirming your job title, salary and contract length; A tax return for the most recent tax year.

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