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2. Non-continuing garnishment. This is essentially a bank levy, which allows the creditor to take non-exempt money directly from your account. This may also result in a bank account freeze while they take funds from the balance of your account to pay the judgment.
In Oklahoma, for most debts, a creditor is afforded five years to take legal action on a debt. After the statute of limitations has expired, a creditor or debt collector can no longer sue you for the debt.
You can STOP the garnishment any time by paying the Clerks Office what you owe. The Clerk will give you a receipt. Take the receipt to your employer right away. They should stop taking money from your pay as soon as they get the receipt.
The creditor will continue to garnish your wages until the debt is paid off, or you take some measure to stop the garnishment, such as claiming an exemption with the court.
In Oklahoma, a judgment creditor can attempt execution of a judgment for five years from the date of the judgment. This is known as the statute of limitations. After the statute of limitations has expired, it becomes unenforceable by the operation of law.
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The employer must respond to the garnishment summons with an answer, withhold wages, and send the wages to the creditors attorney within seven days after the end of the next pay period, or 30 days from the date of service of the garnishment summons, whichever is sooner.
The creditor will continue to garnish your wages until the debt is paid off, or you take some measure to stop the garnishment, such as claiming an exemption with the court.
The Oklahoma court garnishes your wages for several reasons. Some of the most common reasons for wage garnishment in Oklahoma include payment of back taxes, child support, spousal support, vehicle registration, and court-ordered debt.
The creditor will continue to garnish your wages until the debt is paid off, or you take some measure to stop the garnishment, such as claiming an exemption with the court.
The employer must respond to the garnishment summons with an answer, withhold wages, and send the wages to the creditors attorney within seven days after the end of the next pay period, or 30 days from the date of service of the garnishment summons, whichever is sooner.

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