Disclosures required 2026

1. Click ‘Get Form’ to open the Retail Installment Contract in the editor.
2. Begin by entering the Seller's Name and Business Address in the designated fields. Ensure accuracy for proper identification.
3. Next, fill in the Buyer's Name and Address. This information is crucial for establishing the parties involved in the contract.
4. Proceed to complete the financial details: Amount Financed, Finance Charge, Annual Percentage Rate, Total of Payments, and Total Sales Price. Input these values carefully as they determine your financial obligations.
5. For Itemization of Amount Financed, check 'Yes' if you wish to receive a written itemization; otherwise, check 'No'.
6. Fill out the Payment Schedule by specifying the Number of Payments, Payment Amounts, and Due Dates for each payment.
7. If applicable, indicate your choice regarding Credit Life and Disability Insurance by signing where indicated.
8. Complete any additional sections such as Security Interest and Late Charges as required by your agreement.

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