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How do you keep your diary of money?

Here are 6 easy ways to use your money diary or spending journal: Jot it down. Schedule it. Visualize your financial goals. Budget for your week. Track your spending. Feel inspired.

What does a spending diary look like?

A daily spending diary can be as simple as having two columns for each day of the week (one column for the amount, the other column for the description of what was purchased) or as complicated as having a page per day with different columns for different expense types such as eating out, groceries, toys, bills, etc.

How do you keep a spending diary?

In order for it to work you must write down absolutely everything you spend and how you pay for it e.g. cash, debit or credit card. If you forget to carry your spending diary with you make sure you keep receipts for the items you have bought and enter the information into your spending diary at the end of the day.

How do I keep track of my financials?

5 Steps for Tracking Your Monthly Expenses Check your account statements. ... Categorize your expenses. ... Use a budgeting or expense-tracking app. ... Explore other expense trackers. ... Identify room for change.

What is a money diary?

A money diary will help you learn how to budget By seeing how much money you have coming in each month and where your money goes, you'll be able to narrow down an appropriate budget that works for you. At the end of the month, compare your original budget to what actually happened with your money.

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