Optional Forms and Endorsements 12/01/09 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by reviewing the form sections, which include various endorsements such as Additional Insured and Exclusions. Familiarize yourself with each endorsement's purpose.
  3. Fill in the required fields for each endorsement you wish to apply. For instance, if selecting 'Additional Insured - Mortgagee', provide the mortgagee's name and address in the designated fields.
  4. Ensure all information is accurate and complete. Double-check any numerical values or dates entered.
  5. Utilize our platform’s signature feature to sign where necessary, ensuring your document is legally binding.
  6. Once completed, save your document and export it for distribution or further processing as needed.

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Sole Proprietors and Partners: Owners of unincorporated businesses (sole proprietors and partners) generally are not covered by this insurance unless they elect coverage. Casual Employees: Employees hired for a short period to perform a non-recurring task may not be covered.
The alternate employer endorsement is used when the policyholder (named insured) has agreed to provide workers compensation and employers liability coverage for claims made by their employee against a special or temporary employer (called the alternate employer for the purpose of this endorsement).
A voluntary compensation endorsement enables an employer to extend the benefits provided by the workers compensation act to employees who may not be entitled to benefits under the terms of the act, such as executive officers, partners, sole proprietors, farm workers, domestic employees, volunteers or employees
Independent contractors, sole proprietors, business partners, or LLC members in a firm with no employees dont typically need workers compensation.
An insurance policy endorsement is a change document that is added to existing insurance policies. All standard endorsements are additional pieces of an insurance policy that, once added, become as essential as any other clause in the policy form.

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