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Optional Forms and Endorsements 12/01/09

09 2025

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The Massachusetts Commercial Property Manual, effective from December 1, 2009, outlines various optional forms and endorsements related to commercial property insurance. It includes details on coverage options, exclusions, and additional insured provisions tailored for different stakeholders such as managers, mortgagees, and contractors. The manual serves as a comprehensive guide for understanding the specific insurance requirements and changes applicable in Massachusetts.

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What are endorsements on high school transcript?

Many high schools in the U.S. offer diploma endorsements - an extra designation on a high school diploma indicating additional achievement in a particular field. Diploma endorsements have become more popular in recent years as a way to recognize and incentivize outstanding academic and community achievement.

What are optional endorsements?

Adding an endorsement to your existing insurance contract usually means adding or modifying coverage. For instance, if you choose to purchase an optional coverage to broaden your insurance protection, it may be called an endorsement.

What are the four types of endorsements?

Full Endorsement or Special Endorsement. Conditional Endorsement. Restrictive Endorsement. Partial Endorsement.

What is a following form endorsement?

Follow Form in More Detail This type of coverage is often used to supplement a primary policy with additional coverage for a specific risk that may not be covered by the primary policy. Under Follow Form coverage, the insurer agrees to cover losses that are not covered by the underlying policy.

What are endorsements on home insurance?

An endorsement, also known as a rider, adds, deletes, excludes or changes insurance coverage. An endorsement/rider can also be used to increase standard limits of coverage and take precedent over the original agreement or policy.

What are the endorsement options?

There are five endorsement areas. You will choose one of the following: Arts Humanities, Business Industry, Multidisciplinary, Public Services, and STEM (Science, Technology, Engineering, and Math).

What are examples of additional insured endorsements?

A person or group at risk of being sued due to a connection to the primary insureds business or operations should be added as an additional insured. Examples include a landlord added to a tenants coverage or a contractor added to a subcontractors coverage, among others.

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