Form 11H - Teachers Retirement System of Louisiana - trsl 2025

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Louisiana Laws - Louisiana State Legislature. All retirement income payable to retirees and their beneficiaries shall be exempt from state income taxes. All retirement benefits payable to retirees shall be subject to garnishment or court-ordered assignment only as provided for in R.S. 11:292.
Retirement Eligibility: Age 60 with 5 years of service credit. Age 65 with 20 years of service credit.
A TRSL members retirement benefit is exempt from Louisiana state income tax. However, the benefit is subject to federal income tax and can include both a tax-free amount and a taxable amount.
Louisiana Laws - Louisiana State Legislature. A. Twelve thousand dollars of annual retirement income which is received by an individual sixty-five years of age or older shall be exempt from state income taxation.
TRSL members (except those in Plan B) do not pay into Social Security, so they are not eligible for Social Security benefits through their TRSL- covered employment. Some members may be eligible for Social Security benefits through their spouse or from another job in which they paid into Social Security.
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Partial, single-sum withdrawal: Can be taken once during the lifetime of you or your spousal beneficiary. If the partial, single sum is taken when beginning withdrawals, the balance of the account must be taken out monthly or annually, not to exceed your life expectancy.
Standard deduction for seniors If you do not itemize your deductions, you can get a higher standard deduction amount if you and/or your spouse are 65 years old or older. You can get an even higher standard deduction amount if either you or your spouse is blind. (See Form 1040 and Form 1040-SR instructions PDF.)
The taxable part of your pension or annuity payments is generally subject to federal income tax withholding. You may be able to choose not to have income tax withheld from your pension or annuity payments or may want to specify how much tax is withheld.

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