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Tracieamp;#39;s with us and Billings Montana hi Tracy welcome to the Dave Ramsey Dave whatamp;#39;s up thank you very much really appreciate the opportunity Iamp;#39;m 61 years old and I keep getting these letters from Social Security want to know what I want to do and you know Iamp;#39;m still working Iamp;#39;m on baby step 7 I am married and you know I donamp;#39;t know what when is the best time to take advantage of that fantastic program I sense sarcasm Tracy well I mean the the trick to knowing when to take Social Security is to know when youamp;#39;re gonna die and once youamp;#39;ve got that figured out then you can then you can calculate it precisely okay obviously the longer you live the better it is mathematically to take it later because youamp;#39;re going to get a bigger check for a longer period of time okay and I throw something else in there sure I was actually intending to I donamp;#39;t need it so I was intending to invest 100 percent of it however then I f
