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hello and welcome to this session in which we would look at the taxability of Social Security benefits theres a lot of confusion whether social security benefit is taxable or not and the answer is it all depends it depends on something called modified adjusted gross income or provisional adjusted gross income so in this session I will try to explain this concept so lets take a look at the taxability of income well the taxability of social security benefit depends on something we called modified or provisional income and of course it depends on your filing status okay the effect of the rules is to execute social security benefit for for people who are in the lower individual tax bracket simply put if you dont make a lot of money okay if youre in a low tax bracket none of your social security benefit is taxable if you are slightly a higher tax bracket up to 85 percent so you could have zero social zip none of it is taxable up to 85 so this is this is what it could be 0 to 85 percent