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The following program was produced by the United States Courts. A debtor must be very accurate in his or her dealings with the court, including filling out the statement of financial affairs and schedules accurately. These papers and a debtors testimony at the 341 meeting are sworn to under penalty of perjury. There can be severe consequences for violating this duty. Lets hear from a bankruptcy judge: Judge Paul M. Glenn. Bankruptcy is not a step to be taken lightly or casually. Its a serious event. It has some real benefits. I mean it will help people save their homes, it will help people relieve themselves from overwhelming debt. But, along with those benefits there are some serious responsibilities that go along. Theres a petition and financial statements that have to be filed when a person files their bankruptcy case. And these are signed under oath, these are sworn documents. Theyve signed under oath and under penalty of perjury. Sometimes people will transfer vehicles or p