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Learn how to write a personal loan agreement by accessing a fillable form on a webpage. Choose the format (Adobe PDF, Microsoft Word, or rich text) and fill in the necessary information such as the date, borrower's name and address, loan amount, and repayment terms. In this example, Johnny Appleseed is lending $10,000 to his wife Nancy Appleseed, with a one-year repayment period. Fill in the details and create a legally binding agreement.