Replace Last Name Field into the Credit Agreement

Aug 6th, 2022
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How to Replace Last Name Field into the Credit Agreement

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after i posted my video on how you can create a full name column from two first and last name columns in excel i got a great question from a viewer who said what if i start with a full name column that is last name comma first name how can i make that into a full name column that is the first name space last name so im going to show you how to do that today in excel all right lets go ahead and clear out the first and last name columns were going to just select this and clear it out because we want to start with just the last name comma first name all right so what were going to do what were going to copy this over im going to hit ctrl c to copy and im going to paste that over here and so we have a call a new column that were working with and were going to use the text to columns feature so im going to make a selection of those first and last names that i want to separate into two different columns were going to come up to the data tab in excel and come over to text to column

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Customers must complete a legal name change form, which they can submit by mail or fax, confirms the issuer. This form must include a copy of one of the following: a marriage certificate, passport, Social Security card or state drivers license.
Unfortunately for anyone whos hoping for a do-over, changing your name doesnt reset a poor credit score or wipe out your existing credit report to let you start anew. Your new name simply gets added to your existing credit report.
All you have to do to have your name changed on your credit report is have your creditors change the name attached to your existing accounts. Your new name will be added to your credit file automatically when the account information is next reported by your creditors, usually after the end of the billing cycle.
What do I do if my name is spelled wrong on a credit card? If your name is spelled wrong on a credit card, contact the issuing bank and request a credit card name change. They may request a copy of your government-issued ID, or they might be able to confirm the correct spelling from the information they have on file.
Will changing my name affect my credit history? No. Your credit history is linked to your personal information, including Social Security number, which typically doesnt change over your lifetime. If you change your name, your previous credit history for better or worse will remain.
When it comes to your finances, notify all your creditors youve changed your name so your credit reports will also reflect the change. Also ask them if there are any forms or documentation you need to complete to ensure their records are updated.
Will changing my name affect my credit rating? No not if you tell all record holders about your new name. When someone needs to run a credit check against you, they should ask you for any previous names that youve been known by in the past 6 years.
To change your name with the credit bureaus, you can contact the Social Security Administration, your states DMV and your creditors to update your personal information.

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