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alta settlement statement the alta settlement statement is the statement of accounting for the closing it reflects all monies changing hands payments being made closing credits debits or other adjustments if your closing includes a loan you should note that the alta contains all of the information that may also be shown on the lenders closing disclosure as you review this document and listen to the recording please note page totals may vary based on the specific nature of your transaction the first page of the alta contains a summary of the transaction the title company information is at the top and then the property address buyer or seller or borrower information and loan information if any appear in the next box after the basic information the accounting begins the alta is broken into sections the financial section will reflect the sale price of the property earnest money deposit loan amount and possibly other credits or debits made in connection with the sale contract the proration
