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hello my name is ray Adams chartered financial planner from Kat calc today Im going to be talking to you about our TVC module so we launched that tool on the 1st of October last year in response to the FCA consultation document and the policy statement eighteen six and that was the first major review of the transfer value system for about 20 years it was quite a big big impact at the same time the inducement rules have come in and several providers had decided to exit from it what it actually meant is that the available providers of an analysis tool massively shrinked to only two providers in the UK I didnt think that was good for the users because they didnt have much choice and after much deliberation and discussion with my senior team we decided to actually launch a TVC tool to give how it uses more choice and we brought in actor Es and other experts to assist us to do that where were at now 12 months down the line is that the FCA have done further reviews into the DB transfer
