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by law medicare drug plans are required to include any pharmacy that is willing to accept the reimbursement rates and plan requirements into the drug plan pharmacy network these plans are called any willing provider plans or broad networks however many health plans form networks they call cost sharing networks or preferred pharmacy networks which are deemed legal by cms think of these plans very similar to your health insurance in which you probably have in-network and out-of-network providers as a patient youre monetarily incentivized to use an in-network provider by lower co-pays and usually required to pay more out-of-pocket if you visit an out-of-network provider most medicare plans design their prescription drug coverage using network pharmacies commonly known as preferred or non-preferred lets go over the fundamental differences between preferred and non-preferred network access medicare patients and plans with a preferred pharmacy network are incentivized to use preferred phar
