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dan is with us in Illinois hey Dan welcome to the Dave Ramsey show hey Dave thanks for taking my call sure whats up just I went to Xander and Im looking at auto insurance and it looks like I can save a good amount of money there just Im good with like the deductible and the premium and everything but Im looking into like the bodily injury property damage like uninsured motorist injury and that sort of thing and I didnt know like what level is recommend for that kind of stuff well the typical live typically in the auto insurance world the cheapest part of the policy is the liability part of the policy so I always recommend carrying high liability like five hundred three hundred or something like that because its not the difference in that and going cheaper on that is very low and if you get into the hundreds of thousands of dollars of liability it its seldom is seldom stops at 100 you know or 200 so you want to get a huh you want to get the 500 300 or 500 250 IRA which structure