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In this video tutorial, the presenter explains the 25 certificate of liability insurance, a document provided by an insurance agency that summarizes the liability coverage of a policyholder. Many individuals struggle to understand this document, whether they are policyholders, certificate holders, or additional insureds. The tutorial aims to clarify how to read the certificate effectively. The first step is to locate the title at the top of the form, which states "certificate of liability." The video will guide viewers on how to find and interpret the key information contained within the form related to liability coverage.