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In this video tutorial, Ben from "Making of a Millionaire" explains how to create a retirement savings plan using Microsoft Excel. He focuses on calculating the amount needed to save monthly to reach a goal of $1 million by retirement. The process begins by utilizing the PMT function in Excel, which requires entering several variables. Ben suggests an assumed annual rate of return of 5%, which should be divided by 12 for monthly calculations. He guides viewers through these steps, emphasizing the importance of understanding these calculations for effective retirement planning.
