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hey guys ben here from making of a millionaire in todays video im going to show you how to build a retirement savings plan using microsoft excel lets say you wanted to save 1 million dollars by retirement and you wanted to know how much you need to start saving today to docHub that one million dollar savings goal by the time you retire we can actually do that with a simple formula in excel were gonna go up to the top here go to formulas were gonna go to financial and then we can scroll down here until we see its called pmt pmt is the function its going to bring up this box here now youre just going to need to enter a few variables under rate what were going to do here is youre going to put in your assumed rate of return on your investments so if youre saving for retirement whats your assumed rate of return on investments im going to say its five percent rate of return um and you go divided by 12 because this pmt function is expressed monthly so its five percent per year d