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Choose a file you want to add from the computer or integrated cloud storage (Box, Google Drive, or OneDrive).
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Make Modifiable Insurance Plan and save adjustments.
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How to Make Modifiable Insurance Plan

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When prioritizing safety and liquidity for your funds, traditional options like bonds, money market, and savings accounts typically offer low interest rates. However, Taken Financial presents a solution that delivers up to 10.5% interest, ensuring 100% liquidity and no downside risk through Modified Endowment Contracts (MECs). MECs are life insurance contracts designed for maximum cash accumulation, yet many people are unaware of them. Since their introduction in 1988, MECs have often been accompanied by high load fees and surrender charges, limiting access to funds. Without liquidity, MECs have primarily been used by high-net-worth individuals, restricting broader public awareness.

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Does modifying your car affect insurance?

If you modify your vehicle to improve its performance or enhance its appearance, youll typically need a coverage endorsement or a separate, custom car insurance policy. The reason is simple: modified cars usually feature expensive parts and often require special attention at the shop.

What modifications do you not have to declare?

This includes: Modifications to the engine, such as supercharging. Altered exhaust systems. Bodywork, including flared arches, spoilers, valances and bumpers. Upgraded brakes. More expensive wheels, such as light weight alloys.

Can you make changes to a insurance policy?

The short answer is yes: You can make changes to your coverage any time throughout the year. Simply call your insurance agent.

Do I need to tell my insurance about car mods?

A major risk of not telling your insurance company that you have made modifications to your vehicle is that your claim may be denied if you are in an accident. Making modifications without notifying your insurance company is considered a violation of your contract.

What happens if I change my steering wheel?

However, it has its downsides youll lose a lot of regular steering wheel features. Useful features like the audio volume, cruise control or the all-important airbag will be all gone.

Does changing steering wheel affect insurance?

Interior Modifications: Some changes to the interior of the car do not have to be declared, but seat changes, changes to the pedals, and altering the steering wheel must be declared. Adding Stickers and Decals: Several insurance companies consider decals and stickers a modification.

What is considered a modified car?

Whats defined as a car modification? In general, any vehicle enhancement not made at the factory is considered a modification and requires custom vehicle insurance. Common modified or custom elements include: Aesthetic modifications such as chrome bumpers, special lights, custom paint jobs, and new stereo systems.

Is an aftermarket steering wheel illegal?

Are these aftermarket steering wheels illegal? If you have a car that didnt come with an airbag from the factory, which is typically cars made before the early 90s, then you can legally change your steering wheel to an aftermarket one.

Do I need to tell my insurance if I change my steering wheel?

Simple changes that wont affect your insurance Change your steering wheel, the gear stick head or the gear shaft gaiter. Seat and seat belt covers. Change the style of your hub caps. New car mats.

Do you have to tell insurance if you change wheels?

Standard alloy wheels wont impact insurance, but if you upgrade them or even paint them a different colour, your premiums could rise. This is because better alloys may increase the likelihood of your wheels being stolen, which is a common insurance claim.

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