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letamp;#39;s get it out of the way and say that any penalty especially a 50% penalty on your Social Security benefits just because you decide to work is not completely fair but rules are rules and this is why we often talk about the strategy behind Social Security I get asked about this a lot in helping retirees manage the transition from working to full retirement because in between they want to maximize their income but also avoid pitfalls along the way so today in this video Iamp;#39;ll uncover the ideal time to collect Social security if youamp;#39;re working into your 60s and how you can avoid this huge penalty for working levied by Social Security hey there itamp;#39;s Anthony CEO and certified financial planner here at one degree advisers along with my partner Alex we make videos to help you make retirement decisions with confidence there are key factors that make it worthwhile to think through your Social Security decisions rather than arbitrarily starting your benefits age