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[Music] Im never going to use a mortgage to purchase a property and heres why every single time you apply for a mortgage theres going to be an interest rate thats a given right now interest rates are at an all-time high at eight to nine percent this is entirely out of our control the United States Federal Reserve impacts interest rates when they want to lower or raise the price of housing in the United States however we can escape the matrix we can escape this system that they have put us in and Im not talking about Financial Freedom Im talking about purchasing properties without a loan and without using your own money the way youre going to go about doing this is quite simple the bank wants you to put down 30 percent of the purchase price when youre buying a property but ultimately that 30 percent goes to the seller so it really shouldnt be up to the bank it should be up to the seller so lets say you have a house listed for one million dollars youre going to offer 1.2 milli