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hi im richard rocko director of financial planning for our ia advisors and you know always on our podcast we want to bring interesting guests and when I first heard Cindy talk a lot of bells started to go off in my head especially I listen Im a financial guy Im not a loved guy but Cindy is a family lawyer shes an author shes a speaker and shes helped countless couples create strong foundations for loving relationships by crafting caring prenuptial agreements and peaceful divorce settlements so shes the founder of love money and law her passion project that supports conscious dialogue about relationship and family law so shes got seminars podcast she could be docHubed through her websites at Houston prenup attorney calm and love money law.com and social media pages that doesnt seem to go to get a love money and law but he does right please welcome Cindy Hyde to the podcast so Cindy when we talked and we and Id meet with couples all the time right who are living together or look