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In this video, Mike Stewart discusses the challenges builders liens pose for property owners, particularly developers and homeowners. He explains that a builders lien can hinder project progress, as banks may halt financing if a lien is present. Homeowners may face pressure from their banks to remove liens associated with construction or renovation loans, as banks generally do not allow liens on mortgaged properties. Stewart highlights that the Builders Lien Act has strict deadlines; specifically, a lien must be filed within 45 days of the project’s substantial completion. If not filed within this timeframe, there are mechanisms available to potentially remove the lien.
