Easily Hide Alternative Choice in the Pour-Over Will

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How to Hide Alternative Choice in the Pour-Over Will

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hey in this video Im gonna talk about the difference between a pour-over will and a regular wheel Im Paul rambling on a state planning attorney I help our clients get and keep their legal affairs in order as a bonus on this video Im gonna give you a shot of our beautiful Louisiana sunrise over my left shoulder okay so the reason Im doing this video is because a lot of I get so many questions whats a pour-over wheel and sometimes you know they get the pour-over word messed up but anyway whats a pour-over will I get that all the time so I came up with the term for purposes of this video a regular wheel because if someone doesnt have a pour-over wheel theyre gonna have our regular wheel and so I really need to give you the background so you can have a good understanding of really what a pour-over will is all about first lets talk about the regular will so the regular wheel is the kind of will that you probably you know think a will is its when someone gets their real will writte

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Who should I name as a secondary beneficiary?

Parents or guardians for your minor children listed in your will would be the best choice as secondary beneficiaries. Most people married with no kids choose their spouse or domestic partner as their primary beneficiary.

Is a last will and testament the same as a pour-over will?

A standard last will and testament dictates who should you receive your assets when you die, and a pour-over will is just a type of will that includes language covering any assets and you didnt get to transfer into your trust one that you already created during your life time, which is called a living or inter vivos

What is an alternate beneficiary in a will?

An alternate beneficiary is a term used for the individual who is usually named in a will in the event that a person who is the named beneficiary refuses, disclaims or is unable to accept the inheritance.

What are the 3 types of beneficiaries?

A primary beneficiary is the person (or people or organizations) you name to receive your stuff when you die. A contingent beneficiary is second in line to receive your assets in case the primary beneficiary passes away. And a residuary beneficiary gets any property that isnt specifically left to another beneficiary.

What happens if you have two primary beneficiaries and one dies?

If you have named more than one primary beneficiary, or if the primary beneficiary is deceased and you have more than one contingent beneficiary and one of them has died, then the death benefit proceeds from your policy will typically be redistributed among the remaining beneficiaries.

What is the alternate residuary beneficiary?

Naming Alternates You can also choose to name an alternate residuary beneficiary, in case your first choice does not survive you by 45 days. If you do not name alternates for specific bequests, and the primary beneficiary dies before you do, the property will become part of your residuary estate.

What is the difference between a contingent beneficiary and an alternate beneficiary?

The first person listed to inherit your estate plan or a non-probate account is called a primary beneficiary. A contingent beneficiary is a person or organization next in line to inherit after the primary beneficiary. A contingent beneficiary is sometimes called a secondary beneficiary or alternate beneficiary.

What is meant by alternate beneficiary?

An alternate beneficiary is someone who will benefit from or gain ownership of property only if the primary beneficiary is unable or unwilling to take ownership.

What is an alternative to a last will?

Common alternatives to a will include living trusts, designating assets, and joint tenancies. Each of these options has its own pros and cons and should be seriously weighed and considered.

What is a drawback of a pour-over will?

The main downside to pour-over wills is that (like all wills), the property that passes through them must go through probate. That means that any property headed toward a living trust may get hung up in probate before it can be distributed by the trust.

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