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hi my name is Rob Troutman Im an attorney with the Merlyn Law Group and I want to talk to you today about national flood insurance program crus of loss the proof of loss is a requirement to submit to the National Flood Insurance Program if youve had a flood loss like many of you have had after superstorm sandy you may not already know that superstorm sandy victims have now until October 29th 2014 to file their proofs of loss but when youre filing them its important that you file them correctly as you see on the screen here I have a fully completed proof of loss what that means is that theres no blanks on the proof left on the form and theres also no things such as not applicable or unknowns written there every single line has to have the information required on it if you look at this other form I have here this is an improperly filled filled out proof of loss you can see that theres an unknown and an N n each of that piece of information is required to have a fully compliant pr