Easily Delete Alternative Choice from the Insuring Agreement

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How to Delete Alternative Choice from the Insuring Agreement

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all right hello everybody this is melissa the insurance exam queen and i wanted to talk about um parts of a policy so this is usually part of the section of the exam that is under either pnc basics if you are taking a prometric exam or it will be part of policy provisions and contract law if youre taking a pearson exam and if you dont know if youre taking prometric or pearson its who are you scheduling your test with whichever um if you were to google your state exam so lets say youre in new york you do new york insurance exam schedule its going to either pop up as a pearson website or a prometric website or technically psi but psi will also follow either pearson or prometric so you just have to if it says psi then you got to look at the chapter titles but i most state exams are prometric or pearson anyway so anyway um this is regardless of all that this is a big part of the policy so or a big part of the exam for most people so if youre taking the property and casualty exam or

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What are 3 reasons that a car insurance policy can be terminated by the insurance company?

Nonpayment of premium. Fraud or material misrepresentation in your insurance application or renewal. You or household members who drive your car have had their license revoked or suspended. You fail to have your car inspected after the insurance company requests an inspection after paying a collision insurance claim.

What are the reasons the insured may want to cancel the policy?

The purpose of an exclusion clause is to define, from the outset, the specific risks which will not be covered by insurers in any event under the policy. Conditions precedent and warranties, on the other hand, will only affect the scope of cover when they are bdocHubed by the insured.

Which is a reason for which an insurance company can cancel a homeowner insurance policy?

There are several reasons why your homeowners insurance policy may be terminated. If youve had your policy for more than two months, there are only two reasons why it can be canceled. One is if you havent paid your premiums. The other is if youve engaged in fraudulent behavior.

When can an insured cancel a policy?

An insured may terminate an insurance policy at any time. Generally, it requires that the insured express intent to cancel the policy. This may include notifying the insurer in writing or discontinuing payment of premiums.

How do you cancel an insurance policy?

How long does cancelled insurance stay on record? For cancelled policies there isnt a set time limit like there is for convictions; some insurers may only ask about your insurance history over the previous five years, others may require you to disclose details over a longer period.

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Delete Alternative Choice from the Insuring Agreement