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Helton is with us in Grand Forks North Dakota hey Kelton how are you Im doing well thank you for taking my call sure whats up so my wife and I just recently got married in July congratulations thank you and you just left our parents cellphone plans and got onto our own plan and what we found out with Verizon one of the new things that theyve introduced is with a two-year contract if you pay for your phone in full upfront then every month you have an extra $20 charge but if you do their payment plan and you basically lease the phone over the teachers and you dont have to pay that extra $20 charge I think you got that is you know what theres a random $20 charge for paying cash for your phone with Verizon yeah Im pretty sure I dont pay that dude I have a verizon account with I dont know one hundred and fifty two hundred phones on it and pretty sure Im not paying twenty bucks a phone and we pay cash for them I think you need to revisit I think you need to revisit your information