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In this video, Laura Stack, an attorney with the Federal Trade Commission, explains that employers often obtain background reports on job applicants, which may include credit history, criminal records, employment history, and driving records. Employers must follow specific rules when acquiring these reports. Job applicants have the right to be informed and provide written permission for their background checks, often through a form that may be included in the job application. It's essential for applicants to carefully read all documents they sign, as they can refuse permission for the employer to check their background report.