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Commonly Asked Questions about Motor Vehicle Accident Documents

Do you need a police report to file an insurance claim in New York? Generally, you do not need a police accident report to initiate an insurance claim, but this report can be an invaluable piece of evidence to help prove the negligence of at-fault drivers.
In the state of New York, you are required to fill out and submit an accident report within 10 days from the date of the accident if someone is injured or there is more than $1,000 in damage to anyones property, including yours. Heres how to ensure you comply with this important requirement.
Cars, Trucks, and Motorcycles the seller whose name appears on the proof of ownership must record the name of the buyer and sign the transfer section of the proof of ownership. the seller must sign a Vehicle Bill of Sale (PDF) (MV-912)
For insurance purposes, a Report of Motor Vehicle Accident should be filed with the Department of Motor Vehicles. This form can be found online at dmv.ny.gov/forms/mv104.pdf, or at your local precinct or police service area.
Victims must fill out Form NYS MV-104 for any motor vehicle accident that causes injury, death, or more than $1,000 in property damage. You will have ten days from the accident date to submit this form to the Department of Motor Vehicles. If you dont, your license might get suspended.
6) Class I Accident: A Class IAccident shall be defined as one involving serious damage and/or serious injury. 7) Class II Accident: A Class Accident shall be defined as one not involving serious damage and/or serious injury.
The MV-104 Form is required after a motor vehicle accident if a vehicle sustains damages that amount to more than $1,000 or if anyone involved is injured in any way. If one or both of these conditions are met, the MV-104 Form should be filed no more than ten days following the accident.
You are required by the NY State Vehicle and Traffic Law to file an accident report if you are involved in any accident where there is damage to the property of one individual (including yourself) that is more than $1,000. The report must be filed within 10 days.