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Video Guide on Mississippi Workers Compensation management

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Commonly Asked Questions about Mississippi Workers Compensation

The worker is covered and eligible for benefits as soon as he or she begins employment. There is no waiting period or minimum earnings requirement. WHAT MUST AN INJURED WORKER DO IN THE EVENT OF INJURY? In the event of an injury, you should immediately notify your supervisor or other person designated by your employer.
The legal maximum in Mississippi is 8%, with some exceptions for property loans and borrowing for business purposes.
Calculate Estimated Workers Compensation Cost Per Employee. To find an estimate of cost per employee, multiply the rate by the employee payroll. You can also use the total company payroll and divide by number of employees to find the average cost per employee.
Mississippi does not place a cap on economic damages in wrongful death cases. However, non-economic damages are capped at $1,000,000 for most cases. Non-economic damages for wrongful deaths caused by medical malpractice are capped at $500,000.
The maximum wage replacement benefit that an injured worker in Mississippi can receive is two-thirds of the states average weekly wage for all workers. ing to the Mississippi Workers Compensation Commission, the highest workers compensation in Mississippi for 2021 is $523.16.
COMPENSATION BENEFITS The compensation rate is 66-2/3% of the AWW, subject to statutory minimum and maximum amounts, and is based on a 5-day work week. Compensation begins on the 6th day after disability. If disability continues for 14 days, benefits must be paid retroactively, to the first date of disability.
Who is exempt from Mississippi Workers Compensation insurance? Exempt employees include: Domestic and farm laborers. Employees of non-profit fraternal, charitable, religious or cultural organizations.
The insurance company or the employer pays the cash disability benefits to the employee. These benefits continue depending upon the extent of the injury and loss of wages but cannot exceed 450 weeks. Cash benefits can equal as much as two thirds of an employees average weekly pay.