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Commonly Asked Questions about Massachusetts Real Estate

Massachusetts Housing Demand In June 2024, 61.6% of homes in Massachusetts sold above list price, down 3.2 points year. There were only 25.3% of homes that had price drops, up from 22.0% of homes in June last year. There was a 103.1% sale-to-list price, down 0.43 points year over year.
Bankrate says Massachusetts is one of 22 states where a six-figure income is needed to afford the median-priced home. Prospective homebuyers need to make $162,471 a year to afford a home here, the report says. Four years ago, Bankrate says the salary needed to buy a median-priced home in Massachusetts was $115,797.
Homebuyers must put down a minimum of 3 percent of the purchase price when purchasing a single-family property, condominium, or two-family house. For example, a homebuyer would need a $9,000 down payment for the purchase of a $300,000 home.
The Massachusetts housing market remains robust, partly due to the states diverse economic base, including technology, education, and healthcare sectors. Properties in Massachusetts benefit from the states rich historical impact, high-ranking universities, and a relatively stable job market.
Experts say local policies, high interest rates, and a lack of supply drive up costs. As the median sales price for a home in the Boston region inches closer to $1 million, many feel hopeless about finding housing that fits their needs.
Borrowing money to purchase a home is a complex process. While working through the home buying process you will need to at least involve a mortgage broker/bank/lender, Title Company and an appraisal company. Buying a home is the biggest purchase you will make in your lifetime.