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Commonly Asked Questions about Building Contractor Legal Packages

Never pay in cash or without a contract. Pay no more than 25% of the total contract amount upfront to get the work started. Keep track of all paperwork and payments.
New York. There are no state licensing requirements for handymen or general contractors in New York. However, there are laws and regulations at a local level. Check handyman license requirements with local government before you do any work.
To that end, before you sign anything and start working, make sure your contract has these 5 key elements. A Detailed Scope of Work. Project Cost and Payment Schedule. Construction Timeline. Change Order Process. Project Issues and Dispute Resolution.
You must have a Home Improvement Contractor License to do construction, repair, remodeling, or other home improvement work costing more than $200 to any residential land or building in New York City. The fee for the full two-year license term is $100. The license expires February 28 in odd-numbered years.
Home improvement contractors must be licensed in New York City, Suffolk, Nassau, Westchester, Putnam, and Rockland counties.
New York does not require most contractors to hold a license on the state level. There are only three types of contractors that need to carry a state license: Asbestos contractors. Crane operators.
Contractors packages are specifically tailored to provide necessary coverage for your business. This typically provides blanket additional insured, aggregate per project, installation floater, builders risk, and other specialized coverage for contractors.
General Contractor Registration Registration Fee$300.00 Renewal Fee $240.00 Late Renewal Fee $50.00 Registration Term 3 years