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Referred to as the amendment of \u201cinsured contract\u201d definition CG 24 26, it provides coverage for tort liability assumed only in those situations where the indemnitor (the one who agrees to hold the indemnitee harmless) or anyone acting on the indemnitor's behalf causes the injury or damage in whole or in part.
Total Pollution Exclusion \u2014 eliminates virtually all coverage for pollution incidents, including those retained in the standard commercial general liability (CGL) policy despite its "absolute" pollution exclusion.
hostile fire is proved, the liability of the insurer extends beyond the immediate consequences of ignition and covers any loss proximately caused by fire.
A contract for a lease of premises. However, that portion of the contract for a lease of. premises that indemnifies any person or. organization for damage by fire to premises.
Friendly Fire \u2014 an intentionally kindled fire that remains within its intended confines, such as in a furnace or fireplace. The courts have generally held that property insurance written on a named perils basis does not cover damage done by a friendly fire.
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A common endorsement is scheduled personal property coverage, which you can buy as extra coverage for specific types of belongings. For example, you might have an insurance endorsement to add coverage for a valuable piece of jewelry, like an engagement ring, or expensive artwork.
For example, a fire set intentionally to burn brush becomes hostile if it spreads to other property; likewise, a fire that becomes much hotter than it is supposed to be or that cannot be extinguished is hostile even if it never spreads from the location where it was intentionally kindled. Contrast with Friendly Fire.
Key Takeaways. An additional insured extends liability insurance coverage beyond the named insured to include other individuals or groups. An additional insured endorsement protects the additional insured under the named insurer's policy allowing them to file a claim if sued.
An insurance endorsement modifies coverage on an existing policy. This can include adding coverage not initially specified, removing or limiting coverage, or altering people or locations covered. Insurance endorsements are also known as \u201criders.\u201d
Referred to as the amendment of \u201cinsured contract\u201d definition CG 24 26, it provides coverage for tort liability assumed only in those situations where the indemnitor (the one who agrees to hold the indemnitee harmless) or anyone acting on the indemnitor's behalf causes the injury or damage in whole or in part.

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