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Simply put, Excess & Surplus lines (E&S) is a specialty market that insures things standard carriers won't cover. The difficult or high-risk exposures in which E&S carriers specialize may range from a mobile home or a day care center to a multinational oil company.
What is a total cost form in insurance?
The Total Cost Form is the policyholder's agreement with the retail broker to pay designated taxes, expenses and fees associated with the policy's placement with an excess line insurance company.
notice of excess line placement
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N.Y. Comp. Codes R. & Regs. Tit. 11 § 27.13 - Duty to inquire about ...
Proof of mailing of the excess line broker's notice to replace coverage, to the first named insured at the address shown in the policy, shall be sufficient ...
OGC Opinion No. 04-02-02: Excess Line Placements and the ...
However, as the "Notice of Excess Line Placement" states, unauthorized insurers are not subject to certain provisions of New York Insurance Law and regulations, ...
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