Homepath fl sales forms 2012-2025

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This document is a notice to buyers of HomePath properties, outlining important information regarding appraisals, title transfer, and home inspections. It emphasizes that lenders will only consider the sale price for loan approval, advises buyers to obtain independent appraisals and home inspections at their own expense, and clarifies that Fannie Mae provides no guarantees about the property's condition or title. Buyers acknowledge receipt of this notice before closing.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the minimum down payment for a HomePath?

On April 14, 2015, Fannie Mae announced the HomePath Ready Buyer program. First-time homebuyers may receive up to 3% of the purchase price for a HomePath property. Thats $9,000 of down payment assistance on a $300,000 home! Check the California database of current down payment programs!

Who is eligible to buy a HomePath property?

Who is eligible for HomePath? To be eligible to buy a HomePath property, youll need to live in the property as your primary residence within 60 days of closing. If youre not paying cash, youll also need to qualify for a mortgage to buy the home.

What are the disadvantages of buying a Fannie Mae HomePath property?

Disadvantages Of Fannie Mae HomePath You may need to complete costly repairs before your new home is move-in ready. Cant buy with contingencies: Fannie Mae doesnt accept offers contingent on selling your current home. That can make things tricky for buyers who need to buy and sell at the same time.

Can anyone buy a Fannie Mae HomePath property?

Home buyers can negotiate on the price of a Fannie Mae HomePath property. Like a traditional sale, a lowball offer may get rejected, especially if another buyer is ready to pay more. Work with your real estate agent to make a well-priced offer Fannie Mae will accept.

Can you negotiate the price on HomePath property?

A Fannie Mae HomePath property is real estate obtained by foreclosure or a deed in lieu of foreclosure. Buyers can purchase a HomePath property with a 3% down payment and receive a closing cost credit up to 3% of the purchase price if they use the HomeReady loan program.

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