Cg 00 01 12 07 2025

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The document outlines the Commercial General Liability Coverage Form (CG 00 01 12 07), detailing the insurance coverage provided for bodily injury and property damage, personal and advertising injury, and medical payments. It specifies the rights and duties of the insured, exclusions from coverage, limits of insurance, and definitions of key terms. The policy emphasizes the importance of understanding coverage limitations and conditions under which claims may be made.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is CGL medical payments coverage?

Coverage C: Medical Payments It is included in the CGL policy and pays for all necessary and reasonable medical, surgical, ambulance, hospital, professional nursing and funeral expenses for a person injured or killed in an accident taking place at the insureds premises or arising from business operations.

What is a CG 00 01 policy?

CG 00 01 is the Occurrence Coverage Form. It covers liability or damage losses that occur during the policy period, regardless of when the insurance company is notified of the loss or claim. The key to this coverage approach is when the loss occurs.

What happens if I dont have general liability insurance?

What Happens If You Dont Get General Liability Insurance? Most legal defense, settlements, court fees, or judgment costs can quickly add up and could be expensive. If there ever is a situation where an individual files a claim against your small business, you may need to hire legal counsel.

What does general liability insurance do?

General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations.